OAS $2,350 Direct Deposit Coming in 2025 – Only These Canadians Will Get It!

OAS $2,350 Direct Deposit Coming in 2025, Thousands of senior citizens of Canada are going to get some relief news in 2025. The government has planned to provide assistance of up to $2,350 every month to eligible senior citizens through Old Age Security (OAS) and Guaranteed Income Supplement (GIS). However, not everyone will get this amount. Let’s know who will get this payment, what its eligibility is, and what you have to do so that you can take advantage of it.

What is OAS and GIS?

Old Age Security (OAS) and Guaranteed Income Supplement (GIS) are two major social assistance schemes of the Government of Canada, which aim to strengthen the financial position of senior citizens. OAS is available to those citizens who are 65 years of age or older and have resided in Canada for at least 10 years. At the same time, GIS is for those citizens receiving OAS whose income is very low.

OAS and GIS payment amounts in 2025

Program	Eligibility	Maximum Monthly Payment (2025)	Income Limit
OAS	Age 65+, at least 10 years of Canadian residency	$727.67 (Age 65–74), $800.44 (Age 75+)	Less than $142,609
GIS	Low-income seniors receiving OAS	$1,086.88	Less than $22,056 (single)
Total (OAS + GIS)	Eligible senior citizens	Up to $2,350.32	Based on income and marital status

OAS eligibility

To be eligible for OAS in 2025, you must:

• Be 65 years of age or older.
• Be a Canadian citizen or legal resident.
• Have resided in Canada for at least 10 years after turning 18 (for partial pension).
• If you have lived in Canada for 40 years after age 18, you will be entitled to a full pension.

Note: If you are no longer living in Canada, you may still be eligible under certain international social security agreements.

OAS payment amount (January-March 2025)

• 65 to 74 years old: $727.67 per month
• 75 years old or older: $800.44 per month

If your income is above $86,912, your OAS amount may be reduced through a claw back tax. Full OAS will be clawed back if income is above $142,609 (65–74) or $148,179 (75+).

What is GIS?

GIS is a non-taxable monthly payment paid alongside OAS. It is paid to seniors who have very low annual income.

GIS eligibility:

• You must be receiving OAS.
• Your income must be below a government-set limit.

Your income is determined by your marital status:

Status	Annual Income Limit
Single, Widowed, Divorced	Less than $22,056
Married/Common-law (both receiving OAS)	Less than $29,136
Married (only one person receiving OAS)	Less than $52,848

GIS payment amount (January-March 2025)

• Single senior: $1,086.88
• Both spouses on OAS: $654.23
• If a spouse is not receiving OAS: Up to $1,086.88

How to apply?

1. Automatic Enrollment:
   If Service Canada already has your information, you will receive a letter a few months before your 65th birthday.
2. Manual application:
   If you don’t receive a letter, you’ll need to apply in person.

Apply online – via My Service Canada Account

Or fill out and send in Form ISP-3000.

Note: GIS needs to be applied for every year, the CRA can automatically calculate your eligibility if you file your taxes on time.

Will you get $2,350?

This amount is for seniors who meet all of the following conditions:

• 75 years of age or older
• Eligible for both OAS and GIS
• Have little or no income
• Residing in Canada
• Possibly also receiving a provincial supplement or survivor benefit ($300–$400 extra)

Other support programs

Allowance for the Survivor
If you are 60–64 years of age and:

• Your spouse is receiving OAS and GIS
• Your combined income is less than $40,800
• You are an eligible resident
• Maximum monthly amount: $1,381.90

Allowance for the Survivor (for widows/widowers)
Age: 60–64 years

• Income range: Less than $29,112
• Maximum monthly amount: $1,647.34

Payment dates in 2025

OAS and GIS are paid every month, usually at the end of the month. Some upcoming dates:

• January 29
• February 26
• March 27
• April 28
• May 28

Make sure your bank details are updated with Service Canada so payments are not delayed.

Conclusion

The $2,350 direct deposit you will receive through the OAS and GIS programs in 2025 could be a life-changing opportunity for low-income seniors. While not everyone will get it, if you are eligible and If you take all the necessary steps on time — like filing taxes, applying, and keeping information updated — you can take full advantage of this assistance.

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