With the beginning of April 2025, millions of people in America who run their lives on Social Security and Social Security Disability Insurance (SSDI) have got relief. This month many beneficiaries can get an amount of up to $3,350. This increased amount is the result of regular payments, inflation-related increases (COLA), and a special lump sum (enhancement payment).
If you too are dependent on Social Security or SSDI, then this easy Hindi guide will tell you when you will get the money, how much money can be received and what things are important to keep in mind.
April 2025 payment schedule: When will the money come
Social Security and SSDI funds are given according to a fixed schedule. The date of payment is based on the beneficiary’s date of birth. But if you started taking benefits before May 1997 or take both SSI and Social Security, your date will be different.
- Wednesday, April 2: Payments will be given to people who take both Social Security and SSI or started taking benefits before May 1997
- Wednesday, April 9: Those born between the 1st and 10th of April
- Wednesday, April 16: Those born between the 11th and 20th of April
- Wednesday, April 23: Those born between the 21st and 31st of April
SSI recipients usually get payments on the first of every month. But April 1, 2025, is coming up on Tuesday, so SSI money was given on Monday, March 31st.
Who can get up to $3,350?
This amount represents the maximum benefit, which is available to a select few, but there are certain conditions.
For retirees
If you earned the full Social Security tax limit for 35 years and retired at age 67 (full retirement age), you could receive up to $3,350 per month.
For SSDI recipients
People who had good incomes and worked for a long time could receive up to $3,250 per month from SSDI. The amount depends on your Average Indexed Monthly Earnings.
Who gets more than one benefit
Some people receive both retirement and spousal benefits, or a supplement to SSDI. In such cases, their total amount can be $3,350 or more.
Effect of 2025 COLA Increase
Social Security and SSDI benefits have been increased by a COLA (Cost-of-Living Adjustment) of 2.9% starting in January 2025. This is slightly less than the 3.1% increase in 2024, but still useful.
- The average Social Security beneficiary got an increase of about $57 per month
- The average SSDI beneficiary got an increase of about $49 per month
People say that the increase from COLA falls short in front of inflation, but still provides some relief.
One-time Enhancement Payment for April 2025
This month, beneficiaries will also receive an one-time assistance amount of an additional $250. It is intended to provide relief from the effects of inflation, especially in view of the rising cost of healthcare, rent and food.
- All existing beneficiaries will receive this amount automatically with their regular payment
- No separate application is required for this
- If you received Social Security or SSDI money in March 2025, then you are eligible for this
The government estimates that this will inject $17.5 billion into the economy, and provide direct relief to millions of people in need.
Medicare Premium and Net Payment
If you take Medicare, then your Social Security amount is deducted from the premium for Medicare Part B. In 2025, this premium has increased to $179.80 per month.
However, the supplemental amount of $250 being given in April is based entirely on Gross Benefit, that is, it is the amount before the Medicare premium is deducted. This means that every eligible person will receive the full amount.
How to view your benefit information
Every beneficiary is advised to view their Benefit Statement by going to their my Social Security account. It contains:
- Your total monthly Social Security or SSDI amount
- Medicare or tax deduction details
- COLA and supplement information
Checking it each month helps you make sure you’re getting the right amount.
Direct Deposit or Check: How to Receive Payment?
The Social Security Administration sends most beneficiaries money via Direct Deposit. More than 99% of people now use this method because:
- It’s quick and secure to receive money
- There’s no risk of theft or delays
If you still receive paper checks, the SSA recommends that you switch to Direct Deposit as soon as possible.
What to expect in the future: Plans for 2026 and beyond
Here are the projections for future benefits:
- COLA rates could be between 2.2% and 2.7% in 2026
- Medicare Part B premiums could increase by about 2.5%
- Social Security Trust Fund expected to remain stable through 2036 (unless there are any major changes)
Current beneficiaries need not panic because any major reforms (such as changing the retirement age or raising the tax threshold) that occur are generally excluded from them.
Where to Find April 2025 Payment Information and Help
If you have questions about your Social Security or SSDI payments, you can find information at:
- Social Security website: www.ssa.gov
- Toll-free: 1-800-772-1213 (TTY: 1-800-325-0778)
- Local SSA offices: Visit by appointment
- AARP and other seniors’ assistance organizations also offer guidance
Conclusion: Why is this additional payment important?
The increased April 2025 payment and one-time supplement are a big relief for millions of Americans who are living on limited incomes. With timely planning and understanding your benefits, you can make the most of these payments.
If you are also receiving Social Security or SSDI benefits, then the month of April has brought some relief for you.
FAQs
When will Social Security and SSDI payments be made in April 2025?
Payments will be made based on your birth date, with key dates being April 2, 9, 16, and 23.
Why are some April 2025 payments higher than usual?
A one-time $250 enhancement payment is included to help with inflation-related expenses, boosting April’s total benefits for most recipients.
Who qualifies for the maximum $3,350 monthly Social Security benefit?
Those with 35 years of maximum taxable earnings and who delay retirement until age 70 may qualify for this amount.